- British National
- UAE Resident
- AED 14,250,000
- 3 Year Fixed, 25 Year Term
- LTV 75.00% / 3.99% / No Fee
This case involved several complexities, including a high proportion of variable income and existing committed liabilities that required restructuring, to secure the desired loan amount. While minimizing both the upfront cost of financing and ongoing monthly repayments was a top priority for the client, we also had to identify a lender with favorable stress-testing criteria to meet the loan requirements.
Leveraging the client's profile, we engaged multiple lenders and successfully negotiated a reduced interest rate, along with waivers on processing fees and life insurance, as well as financing for the purchasing fees. Our in-depth understanding of local lender policies and ability to negotiate bespoke terms across institutions enabled us to deliver the most competitive and tailored mortgage solution for the client.